The FIRE Movement: Can You Retire in Your 40s?
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Nov 01, 2025
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FIRE Enthusiast
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8 min read
FIRE is about extreme saving and investing to gain control over your time as early as possible.
The 25x Rule
Multiply your annual expenses by 25. That's your 'FIRE number'—the amount you need to stop working.
The 4% Rule
A guideline that suggests you can safely withdraw 4% of your portfolio annually without running out of money.
Aggressive Saving
Many in the FIRE community save 50% or more of their income to accelerate their journey.