New Graduate Financial Starter Kit

The habits you form with your first job will define your financial life for decades.

Claim Your Full Match

If your employer offers a 401(k) match, contribute enough to get every penny. It is a 100% immediate return.

The Mini-Emergency Fund

Before paying down debt aggressively, save $1,000 to ensure you don't have to use high-interest credit cards for surprises.

Understanding Your Benefits

Take the time to read through your health, life, and disability insurance options. Don't just pick the default.