Stop Paying Bank Fees: How to Negotiate and Switch

Big banks earn billions in fees. You shouldn't be contributing to that.

The Politely Firm Phone Call

Ask for a fee waiver. If you've been a loyal customer, they will often reverse a charge to keep you.

Switching to Online-Only Banks

Most online banks have no monthly fees and no minimum balance requirements, plus they pay higher interest.

Credit Unions

These member-owned institutions often offer better rates and more personal service than national banks.